Terms of Service

Welcome to Advisable Finance, a website that connects users with financial advisors. These terms of service (“Terms”) govern your access and use of our website, services, and content (collectively, the “Service”). Please read these Terms carefully before using the Service.

By using the Service, you agree to be bound by these Terms and our Privacy Policy, which is incorporated by reference. If you do not agree to these Terms, you must not use the Service.

We reserve the right to modify or update these Terms at any time, at our sole discretion. We will notify you of any changes by posting the new Terms on this page. You are responsible for reviewing these Terms periodically for any changes. Your continued use of the Service after any changes constitutes your acceptance of the new Terms.

Eligibility

To use the Service, you must be at least 18 years old and have the legal capacity to enter into a binding agreement. You must also comply with all applicable laws and regulations in your jurisdiction.

Registration and Account

To access certain features of the Service, you may need to register and create an account. You agree to provide accurate, complete, and current information when registering and updating your account. You are responsible for maintaining the security and confidentiality of your account credentials and for any activity that occurs under your account. You must notify us immediately if you suspect any unauthorized access or use of your account.

You may not use the Service for any unlawful, fraudulent, or malicious purpose. You may not impersonate any person or entity, or misrepresent your affiliation with any person or entity. You may not use the Service in any way that violates the rights of others, or that interferes with the normal operation of the Service.

Service Description

The Service allows you to search for, compare, and contact financial advisors who offer various financial products and services. The Service also provides you with information, tools, and resources to help you make informed financial decisions.

The Service does not provide any financial advice, endorsement, or recommendation of any financial advisor, product, or service. The Service does not guarantee the quality, accuracy, completeness, or suitability of any information, content, or advice provided by the financial advisors or by any third party. You are solely responsible for evaluating and verifying the information, content, and advice you receive through the Service, and for making your own financial decisions based on your personal circumstances and objectives.

The Service does not create any fiduciary, professional, or contractual relationship between you and us, or between you and any financial advisor. The Service does not charge you any fees for using the Service. However, you may be required to pay fees to the financial advisors or to any third party for the products and services you purchase or use through the Service. You are solely responsible for reviewing and agreeing to the terms and conditions of any financial advisor, product, or service you choose to use through the Service.

Intellectual Property Rights

We own and retain all rights, title, and interest in and to the Service, including all trademarks, logos, trade names, domain names, software, content, design, graphics, images, text, data, and other materials that are part of the Service (collectively, the “Materials”). The Materials are protected by intellectual property laws and treaties around the world. Nothing in these Terms grants you any right, title, or interest in or to the Materials, except for the limited license to use the Service as expressly provided in these Terms.

You may not copy, reproduce, modify, distribute, transmit, display, perform, publish, license, create derivative works from, or otherwise exploit the Materials, or any part thereof, without our prior written consent. You may not use the Materials for any commercial purpose, or for any purpose that is competitive with or detrimental to the Service.

You may not remove, alter, or obscure any trademark, logo, or other proprietary notice that appears on or in the Service. You may not use any robot, spider, crawler, scraper, or other automated means to access or use the Service, or to collect or extract any data or content from the Service, without our prior written consent.

User Content

The Service may allow you to upload, post, submit, or otherwise make available any content, information, feedback, reviews, ratings, comments, or other materials (collectively, the “User Content”) through the Service. You are solely responsible for the User Content you provide, and for the consequences of providing it. You represent and warrant that you own or have the necessary rights and permissions to use and share the User Content, and that the User Content does not infringe, misappropriate, or violate any intellectual property, privacy, or other rights of any third party, or any applicable laws or regulations.

By providing User Content, you grant us a non-exclusive, royalty-free, worldwide, perpetual, irrevocable, and sublicensable license to use, reproduce, modify, distribute, transmit, display, perform, publish, license, create derivative works from, and otherwise exploit the User Content, in any media and for any purpose, including for the purpose of operating, improving, and promoting the Service. You also grant us the right to use your name, likeness, and identity in connection with the User Content, unless you request otherwise in writing.

We do not claim any ownership or control over the User Content. However, we reserve the right to review, monitor, edit, remove, or disable access to any User Content, at any time and for any reason, at our sole discretion. We are not responsible or liable for the User Content, or for any loss or damage that may result from the User Content.

You agree not to provide any User Content that is unlawful, harmful, abusive, defamatory, libelous, slanderous, obscene, vulgar, pornographic, offensive, indecent, harassing, threatening, invasive of privacy, hateful, discriminatory, or otherwise objectionable. You also agree not to provide any User Content that contains any personal or sensitive information, such as financial information, health information, social security numbers, or passwords. You further agree not to provide any User Content that is false, misleading, deceptive, or fraudulent, or that promotes or encourages any illegal or unauthorized activity, or that violates the rights of others, or that interferes with the normal operation of the Service.

Third Party Links and Content

The Service may contain links to or content from third party websites, services, or resources that are not owned or controlled by us. These links and content are provided for your convenience and information only. We do not endorse, sponsor, or recommend any third party website, service, or resource, or any information, content, product, or service that is offered or provided by them. We are not responsible or liable for the availability, accuracy, completeness, quality, or suitability of any third party website, service, or resource, or for any loss or damage that may result from your use of or reliance on them. You are solely responsible for reviewing and complying with the terms and conditions, privacy policies, and other policies of any third party website, service, or resource that you access or use through the Service.

Disclaimer of Warranties

THE SERVICE IS PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS, WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, ERROR-FREE, SECURE, OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS, OR THAT THE SERVICE WILL MEET YOUR EXPECTATIONS, REQUIREMENTS, OR NEEDS. WE DO NOT WARRANT THE ACCURACY, COMPLETENESS, QUALITY, OR SUITABILITY OF ANY INFORMATION, CONTENT, OR ADVICE PROVIDED BY THE SERVICE, OR BY ANY FINANCIAL ADVISOR OR ANY THIRD PARTY. YOU USE THE SERVICE AT YOUR OWN RISK AND DISCRETION. YOU ARE SOLELY RESPONSIBLE FOR ANY DAMAGE OR LOSS THAT MAY RESULT FROM YOUR USE OF THE SERVICE, OR FROM YOUR RELIANCE ON ANY INFORMATION, CONTENT, OR ADVICE PROVIDED BY THE SERVICE, OR BY ANY FINANCIAL ADVISOR OR ANY THIRD PARTY.

Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY LAW, WE AND OUR AFFILIATES, DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, AND LICENSORS (COLLECTIVELY, THE “RELEASED PARTIES”) WILL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR EXEMPLARY DAMAGES, INCLUDING, BUT NOT LIMITED TO, DAMAGES FOR LOSS OF PROFITS, REVENUE, GOODWILL, USE, DATA, OR OTHER INTANGIBLE LOSSES, ARISING OUT OF OR IN CONNECTION WITH THE SERVICE, OR YOUR USE OF OR RELIANCE ON ANY INFORMATION, CONTENT, OR ADVICE PROVIDED BY THE SERVICE, OR BY ANY FINANCIAL ADVISOR OR ANY THIRD PARTY, EVEN IF THE RELEASED PARTIES HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. IN NO EVENT WILL THE RELEASED PARTIES’ TOTAL LIABILITY TO YOU FOR ALL CLAIMS ARISING OUT OF OR IN CONNECTION WITH THE SERVICE, OR YOUR USE OF OR RELIANCE ON ANY INFORMATION, CONTENT, OR ADVICE PROVIDED BY THE SERVICE, OR BY ANY FINANCIAL ADVISOR OR ANY THIRD PARTY, EXCEED THE AMOUNT OF ONE HUNDRED U.S. DOLLARS (US$100.00). THE LIMITATIONS OF LIABILITY IN THIS SECTION WILL APPLY TO THE MAXIMUM EXTENT ALLOWED BY APPLICABLE LAW, REGARDLESS OF THE BASIS OR NATURE OF THE CLAIM, AND EVEN IF A REMEDY FAILS OF ITS ESSENTIAL PURPOSE.

Indemnification

You agree to indemnify, defend, and hold harmless the Released Parties from and against any and all claims, liabilities, damages, losses, costs, expenses, and fees (including reasonable attorneys’ fees) that arise from or relate to: (a) your use of or access to the Service, or your violation of these Terms or any applicable laws or regulations; (b) any User Content you provide, or your violation of any rights of any third party; or © any products or services you purchase or use through the Service, or your relationship with any financial advisor or any third party. We reserve the right, at our own expense, to assume the exclusive defense and control of any matter subject to indemnification by you, and you agree to cooperate with our defense of such claims.

Arbitration and Class Action Waiver

You and we agree that any dispute, claim, or controversy arising out of or in connection with the Service, or these Terms, or the breach, termination, enforcement, interpretation, or validity thereof, or the use of the Service (collectively, “Disputes”) will be settled by binding arbitration, except that each party retains the right to seek injunctive or other equitable relief in a court of competent jurisdiction to prevent the actual or threatened infringement, misappropriation, or violation of a party’s intellectual property rights.

You and we acknowledge and agree that: (a) you are waiving the right to a trial by jury or to participate as a plaintiff or class member in any purported class action or representative proceeding; (b) the arbitrator has the power to grant any relief that would be available in a court of law or in equity, and to award damages, including attorneys’ fees and costs, to the prevailing party; © the arbitrator’s decision will be final and binding, and may be entered as a judgment in any court of competent jurisdiction; and (d) any arbitration will be administered by the American Arbitration Association (“AAA”) in accordance with its Commercial Arbitration Rules and the Supplementary Procedures for Consumer Related Disputes (the “AAA Rules”), as modified by these Terms.

The arbitration will be conducted in the county where you reside or at another mutually agreed location. If the claim does not exceed $10,000, then the arbitration will be conducted solely on the basis of the documents that you and we submit to the arbitrator, unless you request a hearing or the arbitrator determines that a hearing is necessary. If the claim exceeds $10,000, then your right to a hearing will be determined by the AAA Rules. The arbitrator’s award will be binding and may be entered as a judgment in any court of competent jurisdiction.

To the extent permitted by law, you and we agree that any Dispute must be commenced or filed within one year after the Dispute arose, otherwise the underlying claim is permanently barred.

Governing Law and Jurisdiction

These Terms and your use of the Service will be governed by and construed in accordance with the laws of the State of New York, without regard to its conflict of law provisions. You and we agree to submit to the personal and exclusive jurisdiction of the federal and state courts located in New York County, New York, for any litigation or court proceeding arising out of or in connection with the Service, or these Terms, or the breach, termination, enforcement, interpretation, or validity thereof, or the use of the Service, if the Dispute is not subject to arbitration or the arbitration agreement is found to be unenforceable.

General

These Terms constitute the entire agreement between you and us regarding the Service, and supersede and replace any prior agreements, understandings, or representations, whether written or oral, regarding the Service. Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights or provisions. If any provision of these Terms is held to be invalid or unenforceable by a court of competent jurisdiction, the remaining provisions of these Terms will remain in effect. These Terms are binding upon and will inure to the benefit of you and us and our respective successors and assigns. You may not assign or transfer these Terms, or any of your rights or obligations under these Terms, without our prior written consent. We may assign or transfer these Terms, or any of our rights or obligations under these Terms, at any time and without notice to you.

Contact Us

If you have any questions, comments, or concerns about the Service or these Terms, please contact us at: info@advisable.finance

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